Loan products & programs

Loan products built for real-estate pros

Fix & flip, bridge, new construction and DSCR rental loans designed for investors, not owner-occupants. Choose the program that fits this deal and we’ll help you move from term sheet to closing.

1–30 year terms available Asset-based underwriting Nationwide investor programs*

Start application → Compare loan programs

Note: Puget Sound Funding Solutions LLC operates as a private and asset-based loan broker. Programs may vary by state, sponsor experience and collateral type.

Loan menu

Pick the program that fits this deal.

Every project is different. Use the program summaries below as a starting point, then complete the intake form for custom terms based on your experience, leverage needs and timeline.

Short-term | Renovation

Fix & Flip

High-leverage, interest-only loans for acquisitions and rehab projects where value will be created through improvements.

Acquisition + rehab draws
Interest-only payments during the term
Designed for cosmetic, moderate or full gut rehabs

Get terms for your next flip.

Short-term | Speed

Bridge

Time-sensitive acquisitions or cash-out on existing equity, with the flexibility to refinance, sell or exit into permanent debt.

Fast closings where timing matters
Investment properties only
Use for purchases, partner buyouts or recapitalizations

Check eligibility for your bridge scenario.

Cash-flow focused

DSCR Rental

Long-term financing for 1–4 unit rentals and small portfolios, based primarily on debt-service coverage ratio (DSCR).

30-year, fixed-rate options available
Qualifies off property income, not W-2
Great for BRRRR or stabilized rentals

See options for your rental portfolio.

New builds

Ground-Up Construction

Vertical construction for infill lots, small plats and build-for-rent projects with experienced sponsors and licensed builders.

Funds for land payoff or lot purchase
Structured draw schedules
Exit into DSCR or sale at completion

Share your plans and project budget.

Supplemental capital

Gap Funding

Collateral-secured capital to help fill equity gaps on qualified projects when primary lenders will not cover 100% of your need.

Case-by-case based on sponsor & deal
May pair with existing senior lenders
Typically higher-yield, short-term capital

Tell us about the stack you’re building.

Take-out options

Refinance

Options for investors looking to refinance short-term debt, pull cash out or move into more stable long-term structures.

Refinance existing bridge or rehab loans
Cash-out where value has been created
DSCR or other investor-focused structures

Submit your refinance scenario.

Select markets

Small-Balance Commercial

Case-by-case options for mixed-use, light industrial and other small-balance commercial properties with strong fundamentals.

Typically $250k–$5M loan sizes
Market & asset-specific underwriting
Non-owner-occupied only

Describe the asset and tenant profile.

Case-by-case

Other / Custom Scenarios

Not seeing your exact scenario listed? Use the intake form to outline the property, strategy and required timing.

Unique projects & strategies
Investors only – no primary residences
We’ll review structure and next steps

Submit a custom scenario for review.

From intake to funding — what to expect.

We work to keep communication clear and timelines realistic so you can focus on the deal, not the paperwork.

1. Complete the intake form

2. We review and match programs

3. Soft terms & next steps

4. Full underwriting & approvals

5. Closing coordination

Ready for numbers?

Send us your next deal and compare options side-by-side.

Whether you’re acquiring, refinancing or building from the ground up, start with our secure intake form. We’ll follow up with questions, a program fit and next steps.

Begin intake for this deal →