24–48h
Approval Time

20+
Lending Partners

7 Days
Per Week Support

100%
Committed to Results

$0
Obligation to Apply

Ready to Fund Your Next Investment?

Get pre-qualified in minutes. Our team reviews every deal
personally — no automated declines.

Start Your Loan Inquiry →

Fix & Flip Loans

Short-term bridge financing designed to get you from purchase to renovation to profitable resale — fast. Our fix and flip loans are structured to maximize your ARV and minimize your hold time.

We fund up to 90% LTC with interest-only payments so your cash stays where it belongs: in the deal.

Ground-Up Construction

From vacant lot to finished property — we fund the entire construction cycle. Our ground-up construction loans cover lot acquisition and building costs through structured draw schedules tailored to your build timeline.

Interest-only during the draw period keeps your monthly expenses lean while you build equity.

DSCR Rental Loans

Qualify based on your property's rental income — not your W-2. DSCR loans are ideal for investors building long-term rental portfolios who want to scale without the friction of traditional mortgage underwriting.

No income docs, no employment verification. Just a cash-flowing property and a clear investment strategy.

The Process

Three Steps to Closing

We've simplified the lending process so you can focus on the deal, not the paperwork.

1 Submit Your Inquiry

Share the basics about your deal — property type, location, loan amount, and exit strategy. No lengthy forms. Takes just a few minutes.

2 Get Matched & Pre-Qualified

We review your deal personally and match you with the right lender from our network of 20+ investor-focused lending partners. Approval in 24–48 hours.

3 Close Fast & Fund

Once terms are agreed upon, we guide you through closing — quickly and efficiently. Many deals close in as little as 10–14 days.

Why Choose Us

Why Investors Trust
Puget Sound Funding

We're not a faceless online lender. We're deal-focused problem solvers who understand that speed and flexibility aren't negotiable in real estate investing.

Speed That Wins Deals

Get pre-qualified in 24–48 hours and close in as little as 10–14 days. When a deal requires fast capital, we're the team that delivers.

Investor-First Underwriting

Our lenders evaluate your deal — the property, the numbers, and your strategy — not just your credit score. We understand what it takes to make a profitable investment.

Nationwide Lending Network

With 20+ lender relationships across the country, we can fund projects in virtually every market — from rural rehabs to urban multifamily developments.

Solutions-Driven Approach

Challenging deal structure? Tough timeline? We don't walk away from complexity. We work harder to find a path forward for deals others might decline.

7-Day-a-Week Support

Real estate doesn't run on banker's hours, and neither do we. Reach us any day of the week when your deal can't wait.

No Obligation to Explore

Submit an inquiry with zero commitment. We'll review your deal, present options, and let you decide — no pressure, no hidden fees to get started.

Serving investors nationwide

About Us

Real Estate Financing
Done Differently

Puget Sound Funding Solutions was founded to give real estate investors access to the same fast, flexible capital that institutional buyers have always enjoyed — without the bureaucracy.

We work directly with investors to understand their goals, structure the right loan for the deal, and connect them with lenders who can actually deliver. No runarounds. No vague answers. Just real solutions.

Learn More About Us →

Client Reviews

What Our Clients Say

Real investors. Real deals. Real results.

Steve has been a phenomenal professional — no matter the project, timeline, or challenges, he stays committed to securing a solution. I'd highly recommend him to any investor needing a financial solution. Thank you, Steve!

FAQ

Common Questions

Answers to questions we hear from investors every day.

What credit score do I need to qualify?

Requirements vary by loan type. Fix & flip and construction loans generally require a 620+ score, while DSCR loans can go as low as 640. We review your full profile — not just credit — to find the best fit.

Do you lend on all property types?

Yes. We work with single-family residences, multifamily (2–4 units and larger), mixed-use properties, and commercial real estate depending on the loan program.

How fast can I close?

Many of our clients close in 10–14 business days. Timeline depends on the property, the lender, and how quickly documentation is submitted. We push for speed at every stage.

Is there a cost to submit an inquiry?

Absolutely not. Submitting your loan inquiry is completely free with no obligation. You’ll receive options and can decide whether to move forward — zero pressure.

What states do you lend in?

We work with lenders nationwide. While some programs have state restrictions, our network covers most U.S. markets. Contact us to confirm availability in your target area.

Can first-time investors apply?

Yes — many of our lending partners work with first-time investors. We help structure deals that give new investors access to capital while managing lender risk effectively.

Ready to Fund Your Next Deal?

Submit a no-obligation loan inquiry today. Our team reviews every deal — fast, personal, and investor-focused.

Get Pre-Qualified — It's Free →

Fast & Flexible
Real Estate
Financing